AI insurance, by Droidtech 42 AI Labs

AI insurance,
two paths.

Insurance carriers underwriting AI need an actuarial basis. AI deployers need a contract their model can actually trigger. We build both.

Pick the lane that fits — each path is purpose-built for the buyer it serves.

For insurance professionals

I'm an insurance carrier or broker

Underwriting infrastructure for the AI insurance category. Structural-audit-based risk signals, pre-bind underwriting evidence, in-force monitoring, and claims-defence audit trail — all under EU/EEA-compatible insurance distribution arrangements.

✓ Pre-bind underwriting audit on any AI model
✓ Premium calibration based on structural risk
✓ Forensic audit trail for claims defence
✓ Portfolio-level signals for reinsurance treaties

Continue to the carrier lane

For AI deployers

Available Q3 2026

I run AI workloads and need them insured

DAO-funded, AI-arbitrated insurance for AI deployments. Fully collateralised via a licensed Bermuda Special Purpose Insurer. Claims resolve in minutes via on-chain triggers and AI arbitration — with Growt's structural audit as the impartial fact-finder.

→ Bermuda SPI-backed, fully collateralised
→ Mandatory AI arbitration in every policy
→ DAO governance over standards + risk models
→ Designed for AI agents as policyholders

Read the roadmap + join the waitlist

Not sure which fits?

Start with the explainer.

aimodelinsurance.com is our category-definition hub — what is AI insurance, what regulators expect, glossary, comparison of approaches. Audience-neutral. Read it, then come back and pick your lane.

model.insure is a programme of Droidtech 42 AI Labs AB (Sweden, org.nr 559534-0745) — the team behind transferoracle.ai (the structural-audit engine). New legal entities will be created in their appropriate jurisdictions when regulatory authorisations require.

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AI insurance,two paths.

I'm an insurance carrier or broker

I run AI workloads and need them insured

Start with the explainer.

AI insurance,
two paths.